Get the Most from Your Next Move

Start with a casual chat to craft a plan as unique as your family’s story

"Ray is one of the best realtors I work with. He knows the market, listens to clients, and finds the home that fits their needs."

- Leslie-Ann F.

"Ray is very knowledgeable and an absolute pleasure to work with! Known Ray for years, and always professional and spot on!"

- Gabriella DS.

"Ray went beyond to help clients find their perfect home, guiding them through every detail with a team of pros from start to finish."

- Jody B.

"I love his FL videos—very informative! Not ready to move yet, but he suggests great places. Love his new home vids."

- Anthony H.

"Ray is one of the best realtors I work with. He knows the market, listens to clients, and finds the home that fits their needs."

- Leslie-Ann F.

"Ray is very knowledgeable and an absolute pleasure to work with! Known Ray for years, and always professional and spot on!"

- Gabriella DS.

"Ray went beyond to help clients find their perfect home, guiding them through every detail with a team of pros from start to finish."

- Jody B.

"I love his FL videos—very informative! Not ready to move yet, but he suggests great places. Love his new home vids."

- Anthony H.

The Truth About Rising Housing & Cost of Living in South Florida

Take a look at the breakdown of how Wellington’s housing market is affecting residents’ budgets.

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What Will the Palm Beach Housing Market Look Like in 2026?

From shifting rates to tighter budgets, the 2026 market is setting up to look very different than years past. Here’s how to stay ready for what’s ahead.

Watch More

Will the Recent Rate Cut Lower Home Prices This Fall?

There’s no black and white answer. Here’s what fall buyers and sellers should expect instead.

Watch More

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Step Into a Bigger Vision—One Home at a Time

Your next chapter deserves nothing less than exceptional. Let’s begin

Are you looking to buy a home in Palm Beach, Florida and Surrounding Areas? Whether you’re a current resident or an out-of-state buyer relocating to the area, buying and moving come with many decisions: choosing the right home, navigating unfamiliar neighborhoods, and securing financing that fits your needs. Add concerns about hidden property issues, unexpected costs, or timing your purchase well, and it’s natural for buyers to feel uncertain. It takes the right team to meet these moments with insight, care, and bold thinking. You need a guide who sees the full picture, honors your story, and walks with you every step of the way.

That’s where I come in. I’m Ray Fernandez with Living in Palm Beach Florida, powered by eXp Luxury, and it’s an honor to have you here on our website. I’ve helped hundreds of families successfully relocate to the South Florida area. My team and I specialize not just in finding homes but also in crafting seamless, stress-free relocation experiences. From small parcels of land to sprawling estates, no transaction is too small or too complex for our proven expertise. We bring strategy, energy, and old-fashioned care because relationships are at the heart of everything we do.

So let’s talk. Not a sales pitch, just a real conversation about where you are and where you want to go. From there, we’ll build your custom strategy and take it one thoughtful move at a time.

It’s Not Just What We Offer—It’s How We Deliver

With complete focus on you, we aim to exceed every expectation

Custom-tailored strategy that ensures a smooth and stress-free relocation experience

Expert market knowledge to help you find the perfect home in your new area

Refined negotiation skills to get you the best possible price and terms

Unmatched service that provides clarity, guidance, and peace of mind from day one

Hello! I'm Raymond Fernandez!

Owner | CEO

Originally from New York, Raymond Fernandez relocated his family to South Florida 19 years ago. Knowing that he and his family wanted to live in Florida but not knowing where exactly, he did a thorough investigation of the entire State and considered themselves fortunate to have decided on the exact right place: South Florida.

South Florida was captivating from his first visit, and twenty years ago, Raymond rearranged his life to live and work there. He loves its small-town feel combined with its big-city sophistication, beaches, mix of people, and everything the paradise of a town has to offer. Every time he drives around to show houses, he marvels at how beautiful the area is, and how lucky he is to live there. The quality of life is extraordinary, and Raymond and his family take immense pride in serving such a unique community.

What Our Clients Are Saying...

"I’ve had the opportunity to work with Ray on several occasions, and he continues to impress with his professionalism and dedication. He regularly introduces buyers to new construction communities, and his expertise in helping clients relocate or purchase second homes in Florida is exceptional. Ray is thorough, communicative, and a pleasure to work with. My husband and I found our second home in Florida three years ago after watching Ray's YouTube videos, and that was one of the best decisions we have ever made. I highly recommend him to anyone seeking a reliable and knowledgeable real estate professional in Palm Beach."

- Vienna P.

"Ray was fantastic. He helped direct us with our new construction purchase in Palm Beach County and was a huge help in dealing with the builder throughout the process. He was always responsive to any request and is a heck of a nice guy. We will absolutely use him again if we want to list our house in the future or find another place."

- Don S.

"Ray is top-tier and provides you and your family with the most stellar customer service. Ray was there for me from day one when I purchased my home. He is very knowledgeable and accessible at all times when I would have questions. I highly recommend Ray for your real estate needs. You will be completely satisfied!"

- Adam P.